Monday, May 18, 2026 / by Joyce Dungca
It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”
With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung up on the few places seeing slight declines right now.
When you zoom out and look at the full picture, home prices usually rise over time.
What the Data Really Shows
Take a look at the visual below. It uses data from Case-Shiller and Bilello to show how home prices have changed year by year going all the way back to the 1950s.
Here’s the key takeaway.
Outside of the housing crash, home prices have either held steady or increased in just about every year for decades (see visual below):
That’s a remarkably consistent track record. And it shows something a lot of headlines mi ...
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team raj jaggi, buyers, sellers, housing market, home prices
Wednesday, May 13, 2026 / by Joyce Dungca
You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008. That’s understandable. A lot of people remember that crash and all the foreclosures that happened during that window, and they’re hoping something like that never happens again.
But this isn’t a repeat of what happened back then. Here’s the context to prove it.
Foreclosures Are Rising, But They’re Still Historically Low
Yes, foreclosure filings are up 26% from a year ago, according to ATTOM. And they’ve been rising for 5 straight quarters. That's a real trend worth paying attention to. But the full picture isn’t scary like the headlines suggest.
The reality is the increase we’re seeing is a sign of the market normalizing.
Here's an important thing to know about this chart. The extremely low numbers you see in 2020 and 2021 don't represent what's "normal." That' ...
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team raj jaggi, buyers, sellers, housing market, foreclosures
Tuesday, May 12, 2026 / by Joyce Dungca
When’s the last time you checked how much equity you’ve built? Because the number might surprise you. In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments. That’s money that could help fund your next move or a major life goal. And if you’ve lived there longer than 6 years, your number could be even higher. Want to find out? I’m offering a free equity assessment for homeowners in our market right now. Just send me a DM to get started. #HomeEquity #HomePriceAppreciation #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, equity
Monday, May 11, 2026 / by Joyce Dungca
Selling your house this season? You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?
The short answer is “yes,” especially right now.
With more houses for sale this year, you’re likely wondering how to make the most money possible without your house sitting on the market. The answer is staging. It can help your house stand out, bring in stronger offers, and sell faster. As Nadia Evangelou, Principal Economist at the National Association of Realtors (NAR), puts it:
“Staging matters. Preparing the home to be ‘buyer-ready’ attracts more buyers, especially now that inventory has increased.”
Here's what staging actually involves and what it could do for your sale.
What Is Home Staging?
Home staging is the process of preparing your house, so it appeals to as many buyers as possible. That usually means decluttering ...
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team raj jaggi, buyers, sellers, housing market
Thursday, May 7, 2026 / by Joyce Dungca
For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. But some buyers are getting creative and finding a way to still make the numbers work – and that’s through co-buying.
The Dream Is Still Alive. The Math Just Isn’t Working for Everyone.
Young people haven’t given up on the dream of owning a home – not even close. According to FirstHome IQ, homeownership still ranks among the top life goals for the next generation.
The problem? 73% of Gen Z and millennial buyers cite affordability as the reason for not making homeownership a priority. And it shows. First-time buyers now make up just 21% of all home purchases, the lowest share since the National Association of Realtors (NAR) started tracking the data in 1981.
But still, some buyers are making it happen. And a portion of them are turning to co-buying to get their foot in the door. ...
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team raj jaggi, buyers, sellers, housing market
