Thursday, January 22, 2026 / by Joyce Dungca
If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years.
This moment marked a critical threshold. Now, rates are sitting in the low 6% territory. And expert forecasts project they’ll hover near this range throughout the year.
Here's why that’s so good for you.
Why Current Rates Are Such a Big Deal
A mortgage rate doesn’t just affect the interest you end up paying on your home loan. It shapes your entire buying experience.
When rates were up around 7% just one year ago, a lot of buyers felt priced out. Payments were higher. Budgets felt tighter. Affordability was a bigger challenge. That’s especially true for first-time homebuyers, who felt the biggest pinch.
But according to industry experts, that’s starting ...
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team raj jaggi, buyers, sellers, housing market, mortgage rates, home buyers
Wednesday, January 21, 2026 / by Joyce Dungca
If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that's a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear:
Today’s foreclosure numbers are in line with what’s considered normal
High home equity is keeping most homeowners in a strong financial position
None of the data points to a big wave of distressed sales that’ll crash the market
Foreclosure Filings Are Up 32%, But That Doesn’t Mean the Market’s in Trouble
If you peel the layers all the way back, what everyone is actually worried about is that we’re headed for a repeat of what happened in 2008. Back then, riskier lending practices and an oversupply of homes for sale brought home prices down and led to a significant increase in foreclosures. A lot of people felt the impact. But this isn’t the same situation.
Yes, ATTOM data& ...
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team raj jaggi, buyers, sellers, housing market, equity, home owners, foreclosures
Tuesday, January 20, 2026 / by Joyce Dungca
Still trying to find the perfect home? Here’s the good news. Experts project the number of homes for sale will keep climbing, with inventory expected to rise another 9-10% percent this year. That means more choices and more chances to find what you've been searching for. Want to see what’s out there? DM me and let’s have a conversation about what you’re looking for. With how inventory’s growing, your home could already be waiting for you. #HomesForSale #HousingMarketForecast #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market
Monday, January 19, 2026 / by Joyce Dungca
Planning to sell this spring? While you may be tempted to hold off until the first blooms or the spring showers hit, that's actually waiting too long to get started by today’s standards.
Buyers have more options than they did a few years ago. So, it's worth it to tackle repairs now and make sure your house is set up to stand out. Because you don’t want to be caught scrambling right before the spring rush. Or, running out of time to do the work your house really needs.
The key is focusing on updates that actually matter. And that’s exactly where return-on-investment (ROI) data comes in handy.
Which Projects Tend to Pay Off?
Every year, Zonda looks at which home improvements deliver the most bang for the buck when you go to sell the home. And the results can be a little surprising.
The green in the chart below shows the updates where sellers have the biggest potential to add value based on that research:
While there's a wide ...
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team raj jaggi, buyers, sellers, housing market, real estate agents
Thursday, January 15, 2026 / by Joyce Dungca
It’s hard to scroll online lately without seeing some version of this claim:
“Big investors are buying up all the homes.”
And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping everything up behind the scenes.
But here’s the thing: what people assume is happening and what the data actually shows aren’t always the same.
Let’s look at what’s really happening with large institutional investors in today’s housing market – because the numbers tell a much different story than the headlines.
The Number Most People Won’t See Online
Let’s start with the most important stat. According to John Burns Research & Consulting (JBREC), large institutional investors – those that own 100 or more homes – made up just 1. ...
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team raj jaggi, buyers, sellers, housing market, home buyers
