Wednesday, December 3, 2025 / by Joyce Dungca
Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.
Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market.
1. “Will I even be able to find a home if I want to move?”
Yes, more than you could a year or two ago.
The number of homes for sale has been rising over the past few years. According to data from Realtor.com, there have been more than one million homes on the market for six straight months, something that hasn’t happened since 2019 (see graph below):
That means two things:
Buyers have more options.
Sellers have more places they can move to next.
Many homeowners who held off are realizing the shelves aren’t bare anymore. So, if you hit pause on your home search last year because nothing fit ...
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team raj jaggi, buyers, sellers, housing market, equity, home prices
Thursday, November 20, 2025 / by Joyce Dungca
Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start.
A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s because something wasn’t right with their expectations.
Realtor.com reports 57% more homes have been taken off the market compared to last year. That means they listed... but didn’t sell. But here’s the honest truth. It was mostly because of two things: price and timing.
And if the seller had come in with the right mindset on each, their sale would’ve gone differently. Here are the top 2 things you can learn from those other sellers.
1. Price It Right from Day 1
Let's start with the most common sticking point: the asking price. Today ...
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team raj jaggi, buyers, sellers, housing market, equity, home prices, home owners
Wednesday, November 5, 2025 / by Joyce Dungca
If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.
Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.
The Relationship Between Home Prices and Equity
Home equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here's how that’s played out lately.
After the record-setting home price surge of 2020 and 2021, a little cooling was inevitable.
Back then, the number of homes for sale hit a record low. That caused home values (and your equity) to shoot up significantly as buyers fought over limited inventory.
But prices couldn't continue to rise at that intense pace forever. The market had to moderate at some point, and that’s exactly what we&rsquo ...
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team raj jaggi, buyers, sellers, housing market, equity, home prices
Thursday, September 18, 2025 / by Joyce Dungca
Want to know something important you probably don’t have a professional check for you nearly as often as you should? Spoiler alert: it’s the value of your home.
Because here’s the reality. Your house is likely the biggest financial asset you have. And if you’ve lived in it for a few years or more, chances are it’s been quietly building wealth for you in the background – even if you haven’t been keeping tabs on it.
You might be surprised by just how much it’s grown, even as the market has shifted over the past few months.
What Is Home Equity?
That hidden wealth in your home is called equity. It’s the difference between what your house is worth today and what you still owe on your mortgage. Your equity grows over time as home values rise and as you make your monthly payments. Here’s an example to help you really understand how the math works.
Let’s say your house is now worth $500,000, and you have ...
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team raj jaggi, buyers, sellers, housing market, equity, home owners, homeownership, mortgage
Tuesday, September 2, 2025 / by Joyce Dungca
If you’ve owned your home for a while, you probably have some serious equity. Right now, over two-thirds of homeowners have either paid off their mortgage entirely or have at least 50% equity. That’s a powerful position to be in. Because that much equity gives you a strong financial cushion and an asset you can use to fund your long-term goals. If you're thinking about moving, downsizing, or just curious what your home’s really worth, DM me and I’ll give you a personalized estimate, because your equity might be able to get you there sooner rather than later. #HomeEquity #SellYourHouse #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, equity, home owners, mortgage
