Tuesday, November 11, 2025 / by Joyce Dungca
Trying to break into the market without breaking the bank? You may want to look at fixer-uppers. The median listing price for the typical single-family home is $436,000. But for fixer-uppers? It’s only around $200,000. And if you’re doing the math, that’s about 54% difference. Now, a house that needs elbow grease isn’t going to be right for everyone. Repairs and updates cost time and money. But for handy buyers, that price gap could be what gets their foot in the door. Would you take on a house with potential if it helped you become a homeowner? DM me or drop a comment below. #FirstTimeHombuyer #BuyingTips #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, first time buyers
Tuesday, November 4, 2025 / by Joyce Dungca
Buying a home when you have student loans is possible. Data shows 32% of first-time buyers have student debt. And the typical amount is $30,000. So, if you’ve been holding off on buying your first home because you thought you had to pay off those loans first. Or, because you assumed it just wasn’t possible for you to buy, it’s time to talk to a lender. #Homebuying #FirstTimeHomebuyer #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buyers, first time buyers
Monday, July 14, 2025 / by Joyce Dungca
Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.
Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how you can move through the process with a lot less guesswork.
Here are a few real-world tips based on that experience of helping other first-time buyers.
Tip #1: Get Pre-Approved First
Rocket Mortgage says this is one of the most common mistakes first-time buyers make. And it’s easy to see why. Looking at homes online is fun. But doing it before you know your numbers? That’s risky. You don’t want to fall in love with a house that’s way outside of your financial comfort zone. That's a fast track for getting frustrated.
Instead, find your agent and talk to a lender early – before looking at any houses. With your lender ...
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team raj jaggi, buyers, sellers, housing market, equity, real estate agents, homeownership, home buyers, first time buyers, inspection
Monday, June 9, 2025 / by Joyce Dungca
If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.
They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase.
Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that gets you there sooner than you think.
Buying Your First Home Probably Doesn’t Feel Easy Right Now
While the motivation to buy a home is still there for many people, affordability is a real challenge today. According to a survey from 1000WATT, potential first-time buyers say their top two concerns are saving enough for their d ...
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team raj jaggi, buyers, sellers, housing market, homeownership, home buyers, home buying, first time buyers
