Thursday, April 9, 2026 / by Joyce Dungca
For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.
But some families are finding a way to make both work by doing something a little different: teaming up to purchase a multi-generational home.
One Reason This Is Becoming More Common
It’s no secret that affordability has been a challenge in recent years. But for families with young kids, there’s an added layer that can make it feel even harder: childcare.
According to the Department of Health and Human Services, childcare should take up no more than 7% of your monthly income. But in reality, the average married couple spends closer to 10% (see map below):
When you combine that with the cost of buying a home, it’s easy to see why things can feel stret ...
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team raj jaggi, buyers, sellers, housing market, homeownership
Thursday, April 2, 2026 / by Joyce Dungca
Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.
The truth is prices are going to vary depending on where you live. But they're not crashing.
Here’s what you need to know.
The Local Perspective: Home Price Trends by Area
The biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see graph below).
About half of the largest metros are seeing prices go up.
The other half are seeing some declines.
Unfortunately, the online chatter only focuses on the markets where prices are down – and that makes it sound like something bigger is happening.
But, as you can see in this graph, that’s only one s ...
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team raj jaggi, buyers, sellers, housing market, home prices
Tuesday, March 10, 2026 / by Joyce Dungca
Spring brings more listings, more buyers, and more competition to the housing market. And in such a busy season, knowing what to expect is key. That’s where the Spring Buyer & Seller Guides come in. These just-released guides are packed with market updates, expert insights, and real-life advice for today’s market. If a move is on your radar this season, you’ll want this in your hands. DM me or drop a comment with “BUYER” or “SELLER” below. And I’ll make sure you get a digital copy. #Homebuying #HousingMarketUpdate #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buying
Wednesday, March 4, 2026 / by Joyce Dungca
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:
Is this the start of a crash?
What does this mean for my house?
Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.
The National Story – Prices Are Still Going Up
Here’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.
That’s why, at the national level, home prices are still rising, just at a slower pace. According to the National Association of Realtors (NAR):
“Home prices continued to rise in the fourth quarter of 2025. National median prices rose 1.2% year over year to $414,900.”
That’s not the rapid g ...
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team raj jaggi, buyers, sellers, housing market, home prices, home owners
Tuesday, March 3, 2026 / by Joyce Dungca
Homebuilders are in deal mode right now. Here’s why. There are more new builds on the market than usual. Now, this doesn’t mean builders are overbuilding. But it does mean they're motivated to sell their current inventory before they build more – and that’s good for buyers like you. It’s why the majority are offering incentives like rate buydowns, closing cost credits, and free upgrades. And roughly one-third are even cutting prices. The opportunity to get a good deal is there. You just need a partner to help you make the most of it. DM me if you want to know which builders are offering the best incentives in our area. #NewConstruction #Homebuilders #KeepingCurrentMatters
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team raj jaggi, buyers, sellers, housing market, homebuilders, new construction