Tuesday, December 2, 2025 / by Joyce Dungca
Online searches for “homes for sale” are up more than 20% since last year. Now, that doesn’t mean buyers are flooding the market. But it does mean interest is picking back up. If you’ve been wondering whether anyone’s even looking right now, this is your sign the market isn’t frozen. There are buyers out there doing their homework and preparing for their next move. If you want your house in front of those people, let’s talk strategy. #HomesForSale #HousingMarketUpdate #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buyers
Thursday, November 27, 2025 / by Joyce Dungca
Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there's a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now.
But here’s what many recent buyers would tell you: even with all that, making a move is worth it.
And this is why they’re thankful they went ahead and took the plunge already. Life doesn't wait for better market conditions. So, your decision shouldn't be about trying to time the market perfectly. It should be about moving when the time is right for you and what you need – and it’s different for everyone.
The Real Reasons People Bought a Home
According to the latest report from the National Association of Realtors (NAR), what’s really driving today’s moves is the desire for something bette ...
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team raj jaggi, buyers, sellers, housing market, home buyers, downsizing
Monday, November 17, 2025 / by Joyce Dungca
After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again.
No, it’s not a surge. But it is a shift – and it’s one that could set the stage for a stronger year in 2026.
So, what’s driving the comeback? Here are three big trends that are slowly breathing life back into the housing market right now.
1. Mortgage Rates Have Been Coming Down
Mortgage rates are always going to have their ups and downs – that's just how rates work. Especially with the general economic uncertainty right now, some volatility is to be expected. But, if you zoom out, it’s the larger trend that really matters most.
And overall, rates have been trending down for most of this year (see graph below):
And in just t ...
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team raj jaggi, buyers, sellers, housing market, mortgage rates, home owners, home buyers
Tuesday, November 4, 2025 / by Joyce Dungca
Buying a home when you have student loans is possible. Data shows 32% of first-time buyers have student debt. And the typical amount is $30,000. So, if you’ve been holding off on buying your first home because you thought you had to pay off those loans first. Or, because you assumed it just wasn’t possible for you to buy, it’s time to talk to a lender. #Homebuying #FirstTimeHomebuyer #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buyers, first time buyers
Wednesday, October 29, 2025 / by Joyce Dungca
Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later.
The Magic Number
According to the National Association of Realtors (NAR):
“. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If rates were to hit that magic number, it’s likely that about 10%—or 550,000—of those additional households would buy a home over the next 12 or 18 months.”
When the market hits that mortgage rate sweet spot, as expert forecasters are starting to say is more likely in 2026, the psychological shift to lower rates will kick in for more of today’s hopeful buyers. That will unleash some pent-up demand t ...
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team raj jaggi, buyers, sellers, housing market, mortgage rates, home buyers
